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Mental health and psychosocial sequelae of fraud victimization: a systematic review

Jie Bai, Mei-Hsin Ho, Hsiang-Te Sung, Chuan-Sheng Hung, Jui-Hsiu Tsai

Frontiers in Psychology, 2026

2 citations

Abstract

Fraud victimization is an increasingly prevalent global problem that extends beyond financial loss, and encompasses substantial mental health and psychosocial harm. Deception, emotional manipulation, and perceived betrayal have been linked to anxiety, depression, shame, trust erosion, and reduced quality of life. Despite these effects, the psychological consequences of fraud victimization remain under-recognized within healthcare and victim support systems. This systematic review synthesizes empirical evidence of mental health and psychosocial outcomes among adults following fraud or scam victimization. A systematic literature search was conducted in accordance with Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) guidelines across four electronic databases (PubMed, OVID, Web of Science, and Embase) from inception to December 31, 2025. Empirical quantitative, qualitative, and mixed-methods studies examining post-victimization mental health or psychosocial outcomes among adult fraud victims were included. Studies exclusively exploring fraud risk, susceptibility, or financial and legal outcomes without assessing the psychological effects of post-victimization were excluded. Owing to heterogeneity in study designs and outcome measures, the findings were synthesized using a narrative approach. Twenty-one studies met the inclusion criteria. Across diverse populations, fraud types, and cultural contexts, fraud victimization was associated with adverse…

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